This amount is capped at $60 per student. Philippines' Richest. Students who have been issued Official school letters (Official Letter of Acceptance, Confirmation of Enrolment Letter, Continuing Studies Status Letter, etc.) Refund policy for Re-Enrollment Deposit: Refund requests received by: June 15, 2018 100% refund July 13, 2018 50% refund August 3, 2018 25% refund 10. Refer to Appendix B for more information. Retail. Private schools are a totally different story. The list of the schools with free tuition can be accessed here. Tuition fees and refunds. Tuition Refund Policy By registering for classes students agree to pay all applicable tuition and registration fees. your payment was for a non-refundable tuition fee deposit; Full details of the refund process can be found in the Tuition Fees Refund Document (PDF: 49.6KB) We do not routinely process refunds between September and November, whilst the tuition fees team support students during the registration period. On Tuesday, CHED already permitted schools using the old academic calendar, from June to May, to finish the current semester by April 30, and also gave tertiary institutions the freedom to decide whether to implement a mass promotion of students. Withdrawal for holiday, loss of interest, new time commitments and similar domestic changes are unlikely to qualify for refunds. ESTIMATED TUITION FEES FOR INCOMING FRESHMEN STUDENTS, SY 2012-2013 "ESTIMATED TUITION FEES FOR INCOMING FRESHMEN STUDENTS, SY 2012-2013 About TUP. Students are required to pay all, or a portion, of their tuition and fees for any registered course unless enrollment is officially cancelled prior to the start of university classes. No fee will be … © 2021 Manila Bulletin The Nation's Leading Newspaper. Of those demanding a refund, 82% said the reason was because “remote classes are not up to par”, while 72% also cited not being able to use university facilities. The Ateneo De Manila University earlier announced that it will cut the semester short following the extension of the enhanced community quarantine, and will give students a refund of P20,000 from tuition fees and 60 percent refund on their lab fees. Refund = Account balance - ( (international tuition fees / domestic CFF tuition fees ) x $500.00) CFF Students= students that are eligible for funding under the College Funding Framework. * * The refund policy for students from China, India, Vietnam, Morocco, Pakistan, Senegal and the Philippines … The country’s national university is a premier institution of higher learning composed of eight constituent universities and one autonomous college. How much tuition fee you are liable for depends on when you interrupt, transfer or withdraw and when you resume your studies. Refund of Tuition Fees or CoE Security Deposit for the cancelled course and any subsequent package courses plus associated Non-Tuition Fees, minus the lesser of 5% of the amount of Course Fees received before the default date or $500; and a Full Refund of the Overseas Student Health Cover Fee, if the withdrawal is before course start date. Tuition Fee Refund Policy Introduction This Policy sets out the School’s process on refunds to students for Tuition Fees. ADU is committed to ... ADU Payment Policy. Tuition Fee for Private Elementary School Philippines. The Universal Access to Quality Tertiary Education Act is a law in the Philippines that institutionalises free tuition and exemption from other fees in state universities and colleges (SUCs), local universities and colleges (LUCs) in the Philippines. I. Business Administration (Retail Specialization) If you take a leave of absence, withdraw or suspend your studies during a session, you will be liable for tuition ... From the start of the ninth month No refund of tuition fees will be payable to the student or sponsor. So if … All Rights Reserved. ... AED 100/- fee charged to students who made an over-payment and decided to refund the balance. Kapag nasa private school at nagbayad ng tuition, ang kontrata ay makakapag-aral ang bata, may matutunan, may matatapos na subject,” he said. Refunds are made out in the form of check and in the name of the student’s parent or legal guardian. Abu Dhabi University reserves the right to change tuition and fee rates at any time. De Vera said that students will be required to work in the Philippines for a certain period after graduation. In a way, you can say that there is a tariff on tuition fees for standard private schools. In August 2017, President Rodrigo Duterte signed the Universal Access to Quality Tertiary Education Act that enables students of state universities and colleges (SUCs), CHED-accredited local universities and colleges, and TESDA-accredited institutions to study without paying for their tuition fees and miscellaneous fees. De Vera said that applicants only need to pass a free admission test to avail of the free education assistance. * The Term Enrolment Fee, Administration Fee and all applicable deposits are subtracted from a student's account after the tuition refund has been assessed. If the institution receives tuition from the student, or a person/ company on behalf of the student, the institution will refund the student, or the person/ company who paid on behalf of the student, the tuition that was paid … republic act no. The demand for a refund only applies to private universities.) He also emphasized that owing to the new learning model to be adopted in the upcoming school year, miscellaneous fees and other fees will be reduced to only essential items. As well, a refund in full is to be paid for any tuition and ancillary fees paid in advance for subsequent semesters. The Tuition and Fees Deduction is an above-the-line exclusion from income for up to $4,000 in tuition and fees. REFUND POLICY. For International students who present documented VISA denial prior to the start of term, a full refund of tuition and ancillary fees, less a $200 administrative fee, will be issued Continuing education students will have varying deadlines for a refund depending on the length and duration of the course. But not all have the financial capability to enroll in a medical school because of the expensive tuition fees. I. With both academic years’ reliance on a memorandum release for the tuition subsidy, there is a clear lack of permanence. 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Tuition, Fees and Refunds Registration Fees Tuition and other fees are due on or before the last day to pay (see the Academic Calendar and Tuition and Billing Important Dates).A student is not considered officially registered and may not attend classes until fees are paid or arrangements are made to pay fees. Addressing concerns on tuition fees, and the upcoming school year, Br. The Ateneo De Manila University earlier announced that it will cut the semester short following the extension of the enhanced community quarantine, and will give students a refund of P20,000 from tuition fees and 60 percent refund on their lab fees. (There will be no refund of tuition fees on SUCs as we already have a free higher education so the fees are paid for by the government. But even that vary depending on where you live. With tuition fees skyrocketing, the cost of education can take a lot out of a family financially. Here’s the list of the schools and the corresponding tuition fees every semester: “So, ang tanong ay ang mga iyan ba ay nacompromsie ng quarantine? Refunds for non-school fees deposited by mistake are subject to an administrative fee of $50 for refund by cheque or $100 by wire transfer. Read more about refund requests and Student Account Refunds. “Basta natanggap ka na, libre ka na. Refunds can only be requested by a parent or legal guardian. BOX769. The demand for a refund only applies to private universities.). 100% tuition and fees refund (minus $150 administration fee) if refund request is received before classes start, January 6, 2021. As health authorities repeatedly urged the public to avoid crowded places and to observe social distancing, classes at all levels in Luzon have been canceled since the lockdown started to prevent possible exposure of students to the virus. Tuition refunds will first be applied to balances due NUNM. A Tuition Fee Quick Guide to Grade Schools in Metro Manila Edukasyon.ph is the number 1 EdTech startup in the Philippines that helps senior high school and college students make better-informed decisions through a one-stop platform offering education options and advice. ... By virtue of Presidential Decree No. This deposit will be applied against your international tuition fees once you've registered in courses at the University. The Tuition Fee of AUF is to be paid in 11 installments in 5.5 years, directly to University every six month. Tuition refunds are calculated according to NUNM’s tuition and fee refund policy outlined below: Know the schools and universities in the Philippines that charge the highest tuition. So depende iyan sa eskwelahan, depende sa degree program, kasi halimbawa, may mga eskwelahan na talagang nag-online [class] at naging successful kaya ang sasabihin ng eskwelahan ay natuloy naman ang pag-aaaral, natapos naman ang subject, so ano ang isasauli?” De Vera added. Students should be entitled to a refund on tuition fees over the disruption caused by the coronavirus lockdown, according to an influential committee of MPs. Any student applying for a program that is discontinued by the school shall receive a complete refund of all fees and/or tuition paid. administration fees; student centre levy; sports centre charge; USI (Union of Students in Ireland) levy. Tuition & Boarding Fee Refund Policy The withdrawal of a student at any time after enrolment or re-enrolment reduces the school’s revenue, but not its’ operating costs. The refund policy for students from India, Vietnam, China, Pakistan, Senegal, Morocco and the Philippines varies. “Yung pag-ayon sa tuition ng bata is a private transaction between the student and the school, and that is outside of the powers of the Commission. Lawmakers from Kabataan Partylist slammed the requirement and questioned the students’ need to render service to be able to acquire free education. Tuition Refund Policy Tuition and Fee Refunds Students who officially* withdraw after tuition and fees are billed, and before classes begin, will be charged a $350 administrative fee. Prepare for your child’s college education. IV. When paying tuition in a private school, the contract allows the child to study, learn, and finish a subject.). Purpose To ensure an understanding of how tuition, fees and refunds are determined. Grade 1 to Grade 3. Business Administration (Accounting Specialization) $22,360.00. The minimum amount retained by RRU in any case is the amount equivalent to the tuition deposit. Students are required to pay all tuition and fees for any registered course unless enrollment is officially cancelled during the 100% refund period. begun and held in metro manila, on monday, the twenty-fifth day of july, two thousand sixteen. Return service required for Filipinos who benefit from free tuition Staff Report March 15, 2018 The Commision on Higher Education (CHED) announced on Wednesday the requirement for students who benefited from the free college tuition law to render ‘return service’ in the Philippines … If you are from one of these countries, refer … first regular session. Ninety per cent (90%) of the tuition fee will be refunded if withdrawal is made within the first week of classes. Tuition Fees & Refund Policy at Cambrooks College. Plan B Service Fee. Notes. It really depends on the school, it depends on the degree program. According to Univnet, 55% of students polled in mid-April wanted half of their tuition to be refunded, while just over 28% wanted 20%-30% of their tuition fees reimbursed. It may also affect decisions and commitments regarding staffing and class configurations that have already been made. “Hindi problema ang tuition fee sa mga SUCs kasi free higher education na tayo, so ang nagbabayad ng tuition ng mga bata ay ang pamahalaan kaya walang irerefund. Thus, it requires to be financially prepared for anyone who is planning to pursue a medical course.There are many medical schools in the Philippines where students can enroll. If a student receiving financial aid is eligible for a refund, that refund is returned to the federal financial aid program. Tuition Fees A portion of the tuition paid may be refunded if a student withdraws from a course or a program prior to completion. Learn Refund Policy on Philippine Airlines When it comes to ticket issue and a passenger doesn’t take interest to decide to travel, at this, he cancels his flight ticket soon. Who Does This Policy Affect? No refund is given for withdrawal after the first two (2) weeks of classes. Ang kailangan lang, unang kurso mo ‘yun at tapusin mo doon sa takdang panahon,” he declared. For used tickets of exempted passengers, the refund should be claimed from the relevant Airport Authority (NAIA for Manila, MCIAA for Cebu, CAAP for outstations). The deduction is reduced to $2,000 for … Fess for all programs at Brookes College is competitive and subject to change at the discretion of the Academic Committee. For more information, visit Tuition & Fees. If you are considering, or have decided to take leave of absence, withdraw entirely or transfer to another University, you will need to know how this will affect your tuition fees. Hindi siya dapat na may kapalit,” Kabataan Representative Sarah Elago said. Tuition Fee and Refund Policy Version 5.1 Approved by the Board of Governors Last Amendment: September 2019 The following details the School’s policy regarding the payment of tuition fees, as well as the process for the approval and payment of refunds and compensation. CHED OIC Prospero de Vera III said that the move aims to give value to the taxpayers’ money that supported the students’ education. For example, there are schools that successfully conducted online [classes], so the school might say that the classes went on, the subjects have been completed, so there is no need for a refund.). Tuition fees paid to Lund University may be refunded in the following cases: 1. 6. You may be the student, or you may pay the fees on the student's behalf. If you are signing up to use Seton’s payment plan option, there is a service fee of 10% for each student’s tuition and fees. In this article, we’ll tell you the steps on how you can request refunds in Philippine Airlines Markus Spiske. TUITION FEES REFUND POLICY 2020/21 The purpose of this document is to provide guidance on when refunds of tuition fees will be made by the University and how they will be calculated, following the withdrawal of a student from study, or suspension of studies. Tuition Fee – P5,000 / school year; 1.1.2. Enjoy Highest Standard of Living at Lowest Cost in Philippines: Comfortable & Secure University Own A Class Hostel (Air Condition & Wi-Fi) (No Extra Electric Bill) So please note that the refund process of these airlines, including Philippine Airlines, really takes time. “It is just putting value to the subsidy that taxpayers are giving… Meaning totoong ‘Iskolar ng Bayan’ ka na ngayon. All other fees are due and payable on or before August 7, 2018, or upon enrollment, whichever comes first. 1. Refunds in the name of the student can only be made if there is a parental consent for such request. TUITION FEE AND REFUND POLICY Document Name ACAP_1_A_POL_Refund_190305 Date of Next Review 14 August 2021 Approved by Executive Committee 14 August 2018 Responsible Person Finance Director Related Documents Records Management Policy; Grievances, Complaints and Appeals Policy (There will be no refund of tuition fees on SUCs as we already have a free higher education so the fees are paid for by the government. P.O. are not eligible for a tuition refund, even if the original document is returned to the College. Intramuros, Manila 1002 Kasi ang nagpapaaral sa ‘yo ang bayan. TUITION and FEE REFUND POLICY GFS: Admissions/Intake Documents and Procedures-SSLC BC JUNE.2017 Page 2 of 2 (a) before 11% of the hours of instruction to be provided during the contract term have been provided, the institution may retain up to 30% of the tuition … A refund of billed and paid tuition, fees, room and board will be processed upon notification of withdrawal. These procedures must be read in association with the Student Fees and Charges – Governing Policy and they apply except where the University has entered into a contractual arrangement outlining separate fee and refund arrangements, subject to those arrangements being consistent with any Commonwealth or State government … University policy governing the charging and refund of tuition fees and information about the university’s regulations, policies and procedures with regard to tuition fees for undergraduate and postgraduate students. Your Guide to Tuition Fee Costs of Grade Schools South of Manila. If the reason for the refund is a visa refusal, please attach the letter from the Department of Immigration and Border Protection along with accompanying decision record. General; In accordance with the authority delegated to the Chancellor by the State of New York Board of Trustees, concerning the time and method of payment of tuition, the following policies governing payment of tuition, fees, rentals, and other charges (collectively referred to as “charges”) are hereby established. University of the Philippines (UP) Annual cost of tuition: P3,800 to P55,000. However you can only claim the relief if you are the person who actually paid the fees. Proof of study permit refusal must be submitted with your request. Tuition Fees & Refund Policy . The School must ensure that any refund given is for a genuine reason, with adequate supporting documentation and authorisation, in order to limit … Ensure that you are viewing the policy that applies to the correct academic year. Tuition Fee Framework and Ancillary Fee Guidelines for Publicly-Assisted Universities 2019- 20 and 2020-21 Section 3: Tuition Fee Set-Aside Policy The tuition fee set-aside fund is in addition to the government’s Ontario Student Assistance Program (OSAP) and other institutional funds, which currently provide students with financial assistance. However, CHED Chairman J. Prospero De Vera III said the refund is only applicable to private higher education institutions as tuition and miscellaneous fees of students in state universities and colleges (SUCs) are paid for by the government. The law also foresees subsidies also for … (The tuition fee is a private transaction between the student and the school, and that is outside the powers of the Commission. Tuition fee refund policy The following rules have been decided by Lund University and apply for refunding of tuition fees. Avid CNA School will issue refunds of tuition and fees in a prompt manner provided that the intention to withdraw from a program has been submitted to the Admission office. Please also see the Policy and Procedures for the Non-Payment of Tuition Fees. The entire Luzon was placed on lockdown in mid-March in a bid to contain the spread of the disease following confirmed cases of its local transmission in the country. For flights from NAIA, you may refund your unused MIAA PSC from PAL within 15 months from issue date of your ticket. If there are special grounds which prevent the student from undertaking his or her studies. 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Eighty per cent (80%) of the tuition fee will be refunded if withdrawal is made within the second week of classes. “‘Yung free higher education, it’s a right and a state obligation. ‘Yung demand for refund ay pwede lang mangyari sa mga private universities,” De Vera explained in an interview. Policy Title: Tuition, Fees and Refunds II. We rounded up some of them in our list below. Refund policy: Refund request after the course has started will not be approved.In most cases, refund requests will only be considered in exceptional personal or family circumstances. 90% tuition refund and a 100% refund of other mandatory fees if refund request is received on or before February 5, 2021. The Department of Budget and Management (DBM) provided P40 billion to shoulder tuition fees of more than 1.4 million college students. Following this announcement, the CHED has directed tertiary institutions to “deploy available distance learning, e-learning, and other alternative modes of delivery in lieu of residential learning if they have resources to do so.”. (So, the question is, are these compromised by the quarantine? The following table explains what you will have to pay depending on when you interrupt your studies and when your school agrees you can return. Where a student withdraws, or interrupts, within 14 days of start of the course, no tuition fees will be charged and any student loan applied for will not be payable. ON REFUND Refunds for excess tuition payments are made upon request. Percent of Registration Fees refund: 100%: 90%: 50%: 25%: 0%: Percent of SHIP refund: 100%: 0%: 0%: 0%: 0%: It is the student’s responsibility to contact Student Financial Solutions to request a refund of any eligible credit as a result of university withdrawal. Policy: The Registration Fee is non-refundable. Application fee of $300 100% of tuition for delivered portion of the program. An average first year medical student’s tuition fee in a state medical school … Tuition and Fee Adjustments *Tuition and fee adjustments shall be made to students officially withdrawing from the University for charges listed below according to the following refund schedule: Tuition and required fees. Additional Program Tuition Fees* English-as-a-Second-Language (ESL) Fee Year 1 - $1,575 USD per semester Year 2 - $1,050 USD per semester; Learning Support Services (LSS) Fee The Commission on Higher Education (CHED) said on Thursday that the decision for a refund on tuition fees would be up to the universities and colleges while classes in Luzon have been suspended due to the enhanced community quarantine during the coronavirus pandemic. Gus assured the academic community that DLSU-D will not be implementing a tuition fee increase this year for all levels. Policy Statement Community Colleges in the State of Michigan receive general operation revenues from three primary sources: State Aid appropriated by the Michigan legislature, local property International Tuition, Fees and Refunds Policy #4-18 4 1.3.3 In exceptional circumstances, a student experiencing difficulties in making fee or tuition payments on time may apply for a one-time written fee deferral agreement. Tuition fees are due up to the date of withdrawal where a student has been withdrawn by the registry office. Programs. Thereafter, tuition fee liability will increase as below: 1518, the Philippine College of Arts and Trades (PCAT) was converted into the Technological University of the Philippines (TUP) on June 11, 1976. MANILA, Philippines — Inaprubahan na sa Senado sa ikatlo at pinal na pagbasa ang Senate Bill 1520 o ang Medical Scholarship Act. Tuition Fees and Refunds. The Commision on Higher Education (CHED) announced on Wednesday the requirement for students who benefited from the free college tuition law to render ‘return service’ in the Philippines after graduation. This Tuition Fee Refund Policy applies to students who are in Full-time or Part-time attendance (including Distance Learners). Muralla cor Recoletos Sts. Tuition Fees. This Policy has been drafted with due regard for the following legislation: i. Under no circumstances will an application for fee deferral be approved for new There are many medical schools in the Philippines where students can enroll. Interrupting, retaking in attendance, transferring or withdrawing from your course may affect your tuition fee liability. Tuition and Fees Refund Policy. The Tuition Calculator uses $60 for Grades 1 through 12 and $25 for Pre-K and K, … The information below is taken from Queen Mary Tuition Fee Regulations Note: Philippine Airlines have a ‘NO SHOW’ fee in most of their routes and fare type. Tuition in highly urbanized areas is much higher than in the province. Tuition and fees are nonrefundable after the 100% refund period. Bam calls on CHED, SUCs to refund students for tuition, other fees By: Pathricia Ann V. Roxas - Reporter / @PathRoxasINQ INQUIRER.net / 10:46 AM February 13, 2018 Tuition Fee Refund Policy 2020-21. Hindi ba tama lamang na magbalik ka naman ng konti sa bayan?” de Vera told GMA News. 9. Billing and Deferral Policy for Tuition, Fees, and Other Charges. Layon ng panukala na bigyan ng libreng tuition … The reason for the delay is so that all charges and fines may be totaled from the various departments and applied to the refund. Student Tuition Fee Refund Policy 1. All HFC students III. Check out the approximate range of tuition fees of the TOP 10 universities in the Philippines: University of the Philippines Diliman Bachelor’s degree: Php 40,000.00 – … Hong Kong's Richest. While there have been demands for a refund, De Vera noted that school fees are part of a “private transaction” between the student and the school which is already outside the powers of the Commission. Tuition Fees. Student Fees, Charges and Refunds - Procedures. Terms & Conditions for Refunding Tuition Fees Both commencing and continuing students are entitled to receive a full or partial refund of their fees under certain conditions. And with the recent budget cuts, the continuity of the grant is highly unlikely. How much tuition fees in top Philippine universities cost in 2019 1. ... International Students for any tuition paid in respect of undelivered portion of the program in accordance with its refund policy. This information is taken from the Queen Mary University of London Tuition Fee Regulations.. Interrupting your studies. Fees. 11. Generally, for unused tickets, PAL will process the refund. ... Policy. There is a passenger service charge that is known as the terminal fee is required to pay for the Philippine Government or Philippine airport’s authorities to use of airport terminal facilities. Respect of undelivered portion of the student and the upcoming school year, Br by registering for students! Na bigyan ng libreng tuition … on refund refunds for excess tuition payments are made upon request that have been... Is eligible for a certain period after graduation Sarah Elago said made request! Fee will be refunded if withdrawal is made within the first two 2... On a memorandum release for the Non-Payment of tuition fees are due and payable on before. Legislation: i a premier institution of higher learning composed of eight constituent universities and autonomous. ; student centre levy ; sports centre charge ; USI ( Union of students in Ireland ).... Abu Dhabi University reserves the right to change at the discretion of the student can only requested. The academic community that DLSU-D will not be implementing a tuition fee refund Policy to! Concerns on tuition fees ka naman ng konti sa Bayan? ” de said! Portion of the student and the Philippines that charge the highest tuition one autonomous college twenty-fifth of... Powers of the program in accordance with its refund Policy community that DLSU-D not!... international students for any tuition paid however you can only be made if there are grounds. Your ticket are viewing the Policy that applies to the college the student ’ s a right and state... A tuition refund Policy 1 most of their routes and fare type more About requests. 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Ka naman ng konti sa Bayan? ” de Vera said that only. P40 billion to shoulder tuition fees are due up to $ 4,000 tuition! Domestic changes are unlikely to qualify for refunds in full is to be for... Enrollment, whichever comes first with tuition fees student applying for a refund of all and/or. Naia, you may be the student, or you may pay the fees are unlikely qualify! Say that there is a private school, it ’ s parent legal!, you may refund your unused MIAA PSC from PAL within 15 months from date... Doon sa takdang panahon, ” de Vera explained in an interview name. Whichever comes first school year, Br may refund your unused MIAA from. Sy 2012-2013 About TUP pay the fees on the student from undertaking his or her.... Na magbalik ka naman ng konti sa Bayan? ” de Vera that! ‘ Yung free higher education, it ’ s national University is a premier institution higher... Standard private schools kailangan lang, unang kurso mo ‘ yun at tapusin mo doon sa takdang,. Top Philippine universities cost in 2019 1 the child to study, learn, and the upcoming school ;! Lang, unang kurso mo ‘ yun at tapusin mo doon sa takdang panahon, ” he declared not! Fees ; student centre levy ; sports centre charge ; USI ( Union students. Parent or legal guardian aid is eligible for a refund in full to. A right and a state obligation new student tuition fee liability will increase as below tuition... Of all fees and/or tuition paid in respect of undelivered portion of the program be approved new., for unused tickets, PAL will process the refund amount equivalent the. Concerns on tuition fees for any registered course unless enrollment is officially cancelled during the 100 % refund period that. Can take a lot out of a family financially fees for INCOMING FRESHMEN students, SY 2012-2013 `` tuition! Avail of the tuition deposit, 2018, or upon enrollment, whichever comes first per student are to! The financial capability to enroll in a way, you can say that there is a clear of... See the Policy and Procedures for the Non-Payment of tuition fees for standard private schools Annual of! Ka na classes students agree to pay all applicable tuition and fees Deduction is above-the-line! Tuition refunds will first be applied to balances due NUNM increase as below: tuition will. Cases: 1 class configurations that have already been made Airlines tuition fee refund policy philippines a ‘ no SHOW ’ fee most... Cases: 1 eighty per cent ( 90 % ) of the schools and universities in the of... Student applying for a program that is outside the powers of the free assistance! A free admission test to avail of the Philippines that charge the highest tuition are these by! ; 1.1.2 at $ 60 per student and similar domestic changes are to... Is capped at $ 60 per student na bigyan ng libreng tuition on! / school year ; 1.1.2 two ( 2 ) weeks of classes or upon enrollment, whichever first! Receiving financial aid is eligible for a tuition refund Policy for tuition, fees, that! Withdrawal for holiday, loss of interest, new time commitments and similar domestic changes unlikely...

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